Article 1 (Purpose)

The purpose of these Terms and
Conditions of Use of ComeUp Service (the “Terms and Conditions”) is to define rights and obligations between the Company and the user (the
“Member”) and other necessary
matters with respect to the use of ComeUp (the “Service”) provided by STARINDEX, Inc.(the “Company”) and any other services

Article 2 (Validity of Terms and
Conditions and its Amendment)

  1. The Company shall post these Terms and
    Conditions on the website so that the Member may comprehend it easily.
  2. The Company may amend these Terms and
    Conditions to the extent that it does not conflict with relevant laws and
    regulations. The amended Terms and Conditions shall be posted on the
    Service website from seven (7) days prior to the effective date.
  3. If the Member reserves the rights to refuse
    the consent to the amended Terms and Conditions, and in such case, the
    Member may request the Company to suspend the provision of Service by
    expressing his/her intent to terminate the Service use and to withdraw the
    membership. Provided, however, that if the Member fails to raise any
    object even if the Company notifies the Member of the amended Terms and
    Conditions and of the fact that if the Member does not raise any objection
    within seven (7) days, the Member shall be deemed to have given his/her
    consent to the amended Terms and Conditions, the Member shall be deemed to
    have given his/her consent.

Article 3 (Construction of Terms
and Conditions and Exceptional Rules)

  1. The Company may have separate terms and
    conditions of use and policy with respect to each Service provided by the
    Company, and in case that the content of such separate terms and
    conditions and policy conflicts with these Terms and Conditions, separate
    terms and conditions shall prevail.
  2. Relevant laws and regulations shall apply to
    the matters other than the matters prescribed herein and construction
    hereof.

Article 4 (Definition)

  1. The term “Service” means websites and applications or
    all other services that the Company provides and the Member uses
    regardless of types of devices and terminals (either wired or wireless)
    including personal computer (PC), TV, mobile phone, tablet PC.
  2. The term “Member” means an individual or a company
    which uses the Service provided by the Company pursuant to the contract on
    service use entered into with the Company.
  3. The term “ID” means the combination of letters and
    numbers or email address of the Member selected by the Member for
    identification of Member and the use of the Service.
  4. The term “PASSWARD (“PW”)” means the combination of letters and
    numbers created by the Member for the purpose of verifying the
    identification of the Member and protecting PW of the Member.
  5. The term “Domain” means the Internet address that the
    Company grants to allow the Member to use the Service. The Company may
    allow additional and separate Domain in accordance with the sorts of
    services.
  6. The term “Posts” means all information or data
    including texts, documents, pictures, photo, voice, sound, links, files,
    and video, or the information coded as a combination of them, which the
    Member posts on the website in the course of using the Service.
  7. The term “Fee-Based Service” means any and all online digital
    contents and other services that the Company provides for a fee.

Article 5 (Execution of Use
Contract)

  1. The use contract is executed when the Member
    consents to these Terms and Conditions and the Privacy Policy of the
    Company and
    submits the application form to the Company after filling
    them out on the website of Membership register of
    ComeUp or connect(login) with any external
    membership provider accounts in ComeUp, and when the Company approves the
    application.
  2. The Company shall approve the Service use of
    the applicant in accordance with the order of receipt, in principle.
    However, if any problems occur to the businesses or technologies of the
    Company, the Company may withhold the approval for a certain period of
    time.
  3. In case that an event falling under any of
    the following items, the Company may refuse to approve the concerned
    application or terminate the use contract thereafter.
  • Where the applicant lost his/her previous
    title as a member hereunder;
  • Where the applicant applies by using email
    address of a third person;
  • Where the applicant states false
    information, or omits the mandatory information required by the Company;
  • Where the applicant tries to use Service for
    inappropriate purpose;
  • Where the approval is not allowed due to the
    faults on the user’s part, or where the application
    violates the regulations;
  • Where the applicant is not deemed to be
    suitable for the Company’s policy, o where
    the provision of Service is not possible;
  • Where the purpose of use or method of use of
    the Member infringes on property rights or goodwill of the Company or
    where there is a risk of infringement;
  • Where the applicant creates ID in bulk by
    abnormal ways.
  1. The Company may distinguish the grade of the
    Member by analyzing the visit hour, frequency and Service menu in
    accordance with the Company’s policy.
  2. In case that the personal information
    provided upon signing up for Membership changes, the Member shall correct
    the information. The Company shall not be liable for any losses suffered
    by the Member due to the delay in change.
  3. The Company may add and delete the Member’s personal information and other information
    that the Company requests in accordance with the relevant laws and the
    Privacy Policy of the Company.

Article 6 (Obligation to Protect
Personal Information)

  1. The Company shall make efforts to protect the
    personal information of the Member pursuant to the applicable laws and
    regulations including Act on Promotion of Information and Communications
    Network Utilization and Information Protection, etc. (the “Act on Information and Communication Network”). Applicable laws and regulations and the
    Privacy Policy of the Company applies to the matters related to protection
    and use of personal information. However, in case that the Member clicks
    on the links contained in the Company’s website, the privacy policy of the concerned website will be
    applied.
  2. If the Company suspends the Service or if the
    Member withdraws his/her consent to provide personal information, the
    Company shall discard the personal information of the Member forthwith.
    However, the Company may keep specific information for a certain period of
    time pursuant to Act on the Consumer Protection in the Electronic Commerce
    Transactions, etc.
  3. The Company may collect additional personal
    information without the consent of the Member in accordance with the
    applicable laws and regulations only for the purposes of improving the
    Service and of introducing new Service customized to the Member.
  4. Unless it is required by the laws, the
    Company will not disclose or divulge all the personal information of the
    Member including account information to a third person without the
    separate consent of the Member.
  5. The Company may link the account information
    of the Member to the other services that the Company will provide or take
    other methods for the convenience of the Member.

Article 7(ID and PW of Member)

  1. The Member shall be responsible for
    management of his/her ID and PW.
  2. The Member shall not cause the third person
    to use his ID and PW.
  3. The Company shall not be liable for any
    losses or damages caused by the negligence of the Member in managing
    his/her ID and PW, or by inappropriate use of the third person without
    willful or gross negligence of the Company.
  4. If the Member becomes aware of the theft or
    unauthorized use of his/her ID or PW by a third person, the Member shall
    notify the Company forthwith, and shall follow the instruction of the
    Company.

Article 8 (Obligation of the
Company)

  1. The Company shall provide the Member with
    Service in the continued and stable manner.
  2. If the Company considers the opinion or
    complaint raised by the Member is justifiable, it shall process such
    opinion or complaint. In this case, the Company notifies the Member of the
    process via email or electronic bulletin board.
  3. The Company shall comply with the relevant
    laws including Act on Information and Communication Network with respect
    to the operation and maintenance of the Service.
  4. If the Company may notify the Member of the
    matters to be notified by posting it on the electronic bulletin board for
    not less than seven (7) days or via email indicated in the account of the
    Member.

Article 9(Obligation of the
Member)

  1. The Member shall not be engaged in acts
    falling under any of the following items.
  • act of stating false information upon
    subscribing the Services or changing his/her personal information
  • act of using other person’s information by stealth
  • act of assuming the name of operator of the
    Company, its officers and employees or the Company
  • act of changing the information posted by
    the Company
  • act of obtaining the information of other
    user by way of hacking
  • act of teasing, threatening or dishonoring
    the Company, other Member and a third person;
  • act of disclosing or posting obscene and
    violent messages and other information contrary to the public policy;
  • act of expressing one’s own religious belief or denigrating other religion;
  • act of spreading false information and act
    of fraud;
  • act of selling or promoting the goods that
    are prohibited from selling online under the domestic laws;
  • act of selling or promoting the goods which
    are prohibited from importing and selling including stolen goods,
    narcotics/ psychotropic drugs;
  • act of being engaged in the activities
    violating the fair trading regulations including cornering and hoarding;
  • act of posting, selling or promoting the
    obscene and erotic materials;
  • act of posting or promoting the materials
    related to obscene and adultery entertainments and illegal business
    conditions;
  • act of causing political and social unrest;
  • act of infringing on intellectual property
    rights including copy rights, trade secret and patent rights of the
    Company and other third person;
  • act of distributing malicious code or data
    which may cause malfunctioning of information and communication
    facilities or destruction of information;
  • act of being engaged in illegal activities
    violating the current laws and regulations;
  • act of being engaged in activities violating
    the Company’s policies which have been noticed
    through mobile application or website of the Company;
  • act of interfering with the provision of
    normal Service by overloading the computer server of the Company in ways
    of using Service through abnormal channel including Autocon;
  • act of not performing the obligations of the
    Member to the Company or a third person such as payment of Service
    charges;
  • act of using the information which has been
    obtained through the Service without the prior written consent of the
    Company for profit by ways of copying, transmitting, publishing,
    distributing or broadcasting, or act of allowing a third person to use
    such information.
  1. In case that the Member is engaged in any of
    the acts prescribed in the foregoing paragraph, the Company may take
    appropriate measures in accordance with the seriousness of the acts
    including limitation of Service use such as suspension of
    Service/termination of contract, and taking legal actions to the
    enforcement authorities.
  2. Unless there is express prior consent of the
    Company, the Member may not assign, transfer, lend or provide as
    collateral his/her rights to use Service and other contractual status to a
    third person.
  3. The Member shall comply with the applicable
    laws and regulations, provisions hereof, guideline and precautions that
    have been notified related to the Service, and other notice of the
    Company. The Member shall not be engaged in any acts interfering with the
    businesses of the Company.
  4. The Member may not be engaged in
    sales/advertisement contrary to the purpose of use and method defined by
    the Company without the prior approval of the Company, and the use of
    Service of the Member shall not infringe on the property rights, goodwill
    or business model of the Company.

Article 10(Provision of Service
and Change)

  1. The Member enjoys following Service provided
    by the Company.
  • The Service for which the Member signed up
  • Any and all Services provided to the Member
    through additional development or coalition with other company.
  1. The Service of the Company is available 24
    hours a day, seven days a week, in principle.
  2. In case there are significant operational
    reasons including maintenance, replacement and failure of information and
    communication facilities, or interruption, the Company may suspend the
    provision of Service temporarily. In such case, the Member will be
    notified the facts via electronic bulletin board or email. However, if the
    Company may not make prior notice to the Member due to inevitable reasons,
    the Company may notify thereafter.
  3. Unless the Company grants the Member the
    express rights to use the Service of the Company and the brand specificity
    of all other Services by entering into separate written contract, the
    Company shall not grant the Member the rights to use corporate name of the
    Company or the Service of the Company, its trademark, Service mark, logo,
    Domain name and other identifiable brand specificity.
  4. The type, function and design of the Service
    rendered by the Company may be changed or suspended from time to time as
    necessary. In such case, the Company does not notify the Member of each
    change in advance. However, if such change is deemed to be unfavorable to
    the Member, the Company will notify the matter via the electronic bulletin
    board or email.
  5. In case that the Service to be rendered in
    accordance with the preceding paragraph is changed and suspended, the
    Company will not make separate compensation.

Article 11(Publication of
Advertisement)

  1. With respect to the operation of Service, the
    Company may post advertisement by utilizing the personal information of
    the Member and the information provided by the Member. The Member consents
    to the publication of the customized advertisement which the Member can be
    exposed upon using the Service.
  2. The Company shall not be liable for any
    losses and damages caused by the participation in the promotion event that
    the advertiser provides by posting the event on the Service or through the
    Service, or communication or transactions with the advertiser.

Article 12(Provision of
Information via Email)

  1. The Company may provide various informations
    that have been deemed to be necessary for the use of Service of the Member
    via email provided by the Member.
  2. The Company may send promotional email for
    profit by using the personal information of the Member for the purpose of
    operating the Service. The Member may refuse to receive such email.
  3. In case of one of the following events, he
    Company may send email with or without the consent of the Member.
  • Where the Company sends certified mail in
    order to verify the ownership of the email address which the Member
    stated upon subscription.
  • Where the Company sends certified mail in
    order to confirm any changes in the personal information of the Member.
  • Where the Company considers there is
    material information to be notified by the Member in using the Service.

Article 13(Restriction on
Service Use)

  1. In case that force majeure events including
    natural disaster, state of national emergency, proEblematic technical
    failure or serious changes in the operation of Service happens or are
    expected to happen, the Company may restrict or suspend the Services,
    either in whole or in part, without the advance notice.
  2. The Company shall not be liable or
    responsible for disputes between the Members or between the Member and the
    third person which have been occurred related to the Service.
  3. In case that the Member suffers from any
    damages in using the Service due to the leak of his/her ID and PW caused
    by the Member’s management negligence, or that the
    Member violates his/her obligation due to the illegal use of a third
    person, ID and the concerned Domain of the Member may be restricted.
  4. In case that in the course of investigating
    the violation of Article 9 hereof, if the Company becomes aware that the
    ID and Domain of the concerned Member is directed related to a specific
    violation of a law, and that the Company considers it is inevitable
    measure to protect the interests of other Member and to preserve the order
    of Service, the Company may suspend the use of the concerned ID and Domain
    temporarily. The Member may raise objection to such suspension through
    website of the Company or email.
  5. In case that the Member violates any of
    his/her obligations hereunder, that transmission or reception of
    promotional information causes Service disruption or is expected to cause,
    or that the Member refuses to receive the promotional information, the
    Company may gradually restrict the use of Service in the order of warning,
    temporary suspension and permanent suspension.
  6. In case that the Member violates the relevant
    laws such as distribution of illegal program and interruption of operation
    violating the Copyrights Act, illegal communication and hacking violating
    the Act on Information and Communication Network, distribution of
    malicious program, and any acts exceeding his/her rights to access or that
    the Member is engaged in identity theft or payment theft, the Company may
    suspend the use of Service immediately and permanently, and in such case,
    any interests that the Member has obtained through the use of Service will
    extinguished without the compensation of the Company.

Article 14(Rights and
Responsibility for Posted Materials)

  1. The Member shall reserve the rights and
    responsibility for text, image, video, links and other information that
    the Member posted in the Service (the “Posts”) of the Company.
  2. The Company may not monitor, control, or be
    liable for the contents that the Member creates. The Company will not be
    liable for and guarantee the reliability, credibility, accuracy of the
    Post that the Member posted.
  3. Copy rights and intellectual property rights
    to the Service, and copy rights to the Posts created by the Company shall
    be reverted to the Company. However, any Post created by the Member,
    either independently or jointly, and any works provided under the
    cooperation agreement shall be excluded.
  4. Any Post that the Member has posted in the
    Service may be used in any media, website, and other Service of the
    Company and by other ways (including those which have been known to public
    or which will be developed in the near future) for the results of online
    search, operation and promotion of Service. In such case, the Post may be
    amended, copied or edited to the extent necessary for such exposure. In
    such case, the Company complies with the Copyrights Act, and the Member
    may take measures of deletion, exclusion of search result, and
    non-disclosure of such Post through customer Service center or management
    function provided within the Service at any time.
  5. Even in case of withdrawal from membership,
    any Post created by the withdrawing Member will not be deleted. However,
    the Member may delete his/her Post by himself/herself before withdrawal.
    The Company shall not be liable for any unauthorized preservation or
    unauthorized publication of the Post through the duplication without the
    consent of the concerned Member. In addition, ID, personal information and
    Post of the Member who violates these Terms and Conditions and the
    applicable laws and regulations may be kept to the extent that the
    applicable laws and regulations permit in order to protect other Member
    and to use as an evidence for court, enforcement authority or other
    relevant authority.
  6. The Member shall take any civil and criminal
    liabilities which have been caused by infringement on copyrights and
    intellectual property rights of the Company or the third person by the Post
    or works of the Member.

Article 15(Management of Posted
Materials)

  1. In case that the Post of the Member includes
    any contents violating the relevant laws including the Act on Information
    and Communication Network and the Copyrights Act, and that any person is
    infringed his/her statutory rights thereby, the infringed person may
    request the suspension of publication and deletion of the concerned Post
    in accordance with the statutory procedures, and the Company shall take
    measures in accordance with the provisions of the relevant laws and notify
    the infringed person of the measure.
  2. In case that the Company considers there are
    any reasons that can be acknowledged as infringement on rights even
    without the request of the infringed person under the preceding paragraph,
    or that any events violating these Terms and Conditions, the Company’s policy, relevant laws, intellectual
    property rights and public policy occur, the Company may take temporary
    measures for the Post for the period of time not exceeding thirty (30)
    days.

Article 16(Responsibility for
Transactions)

  1. The Company shall take responsibility only
    for the operation and management of system to provide the Service
    efficiently, and shall not represent the purchaser or seller in
    transactions of goods or Services. The user shall take any and all
    responsibilities for transactions consummated between the users and for
    information provided and registered by the user.
  2. With respect to the transactions between the
    purchaser and the seller consummated through the system rendered by the
    Company, the Company shall not guarantee any matters including existence
    or non-existence and sincerity of buying or selling intent, quality of
    registered goods, integrity, stability, legality and non-infringement on
    other person’s rights, sincerity or legality of
    information that purchaser or seller has stated and of data published on
    URL which is linked through such information. Any and all risks and
    responsibilities related thereto shall be taken by the user.
  3. The Company only provides transaction system
    based on the Service of the Company, and the party to the transaction
    shall be liable for all disputes incurred related to the transaction.

Article 17(Fee-based Service)

  1. The Member may use the fee-based Service
    provided by the Company by paying in credit card, through bank transfer
    and other method defined by the Company.
  2. The Company may allow the Member to use
    fee-based Service without payment as set forth in paragraph 1 above by
    granting virtual settlement method in accordance with the record of using
    Service.
  3. In case that the Member chooses to use
    fee-based Service, the Service based on the payment method described in
    paragraph 1 above will be firstly provided, and if provision of such
    Service is not possible due to the shortage in balance, the Service
    prescribed in paragraph 2 above will be provided.
  4. In case that the Member cannot use the
    fee-based Service due to the failure in system, and that any fee-based
    Service provided by the Company is not available, the Member may request
    the refund to the Company. However, if the Member is provided with even
    some of the fee-based Service, if the Member changes his/her mind not to
    use for the reason of personal satisfaction, it shall not be subjected to
    the refund under the paragraph 2 above.
  5. The refund prescribed paragraph 4 above shall
    be made only when the Member makes request in accordance with the defined
    form of the Company within seven (7) days after the Member did not receive
    the Service or the Service became unavailable. Any cost incurred by the
    refund shall be borne by the Member.
  6. The Company shall not be liable for any
    property damage suffered by the Member or any and all disputes including
    legal actions brought between the Member and a third person with respect
    to the use of fee-based Service.

Article 18(Limitation of
Responsibility)

  1. The Company shall not be liable for any
    Service disruption caused by the fault on the Member’s part such as non-compliance with these Terms and Conditions, and
    guidelines for Service use.
  2. The Company shall not guarantee the
    reliability and accuracy of the information, materials and facts which
    have been posted through the Service.
  3. The Company shall not be responsible for any
    transactions consummated between the Members or between the Member and a
    third party through the Service.
  4. Except otherwise required by the relevant
    laws and regulations, the Company shall not be responsible for any
    free-of-charge Service to be provided related to the use of Service.
  5. The Company shall be exempted from any
    failure in provision of Service caused by natural disaster, war,
    suspension of service by the telecom service retailer, problematic
    technical failure and other force majeure events.
  6. The Company shall be exempted from any
    failure in provision of Service or from any disruption caused by
    inevitable causes including maintenance of the Service facilities,
    replacement, regular check and construction.
  7. The Member shall be liable for any damages to
    computer system or loss of data and information caused by downloading or
    accessing a specific program or information through the Service of the
    Company at his/her own discretion.
  8. The Company shall be exempted from any
    damages caused by the suspension or irregular provision of
    telecommunication service by the telecom service retailer.
  9. The Company shall not be liable for any
    damages caused by the fault on the Member’s part such as error in the Member’s devices for the use of the service such as computer, mobile phone,
    tablet PC and the softwares such as programs used in such devices, inaccurate
    statement of personal information and email address, and negligence in
    management of password.
  10. The Company shall not be liable for
    conditions of the Member’s devices for the
    use of the service such as computer, mobile phone, tablet PC and the softwares
    such as programs used in such devices, all the security related problems
    which are not falling under the scope of management obligation of the
    Company, or any problems caused without the fault of the Company including
    network hacking that cannot be defendable with the current security
    technology.
  11. The Company shall not guarantee or be
    responsible for accuracy, content, integrity, legality and reliability of
    the important information about the content provided through the Service,
    and for deletion of website, failure in storage, misguidance and provision
    of information. In addition, the Company shall not be responsible for
    reliability, accuracy, integrity and quality of the information, materials
    and facts that the Member has posted on the website or transmitted through
    the Service.
  12. The Company shall not be liable for any
    damages caused by the Member’s disclosure or
    provision of personal information to the other person.
  13. The Company shall not be liable for any
    failure in utilizing the Service as expected by the Member and shall be
    exempted from any damages caused by the Member’s choice or use.
  14. The Company shall not be obliged to conduct
    preliminary review of the Post or to confirm or verify the content of the
    Post on a regular basis, and shall not be liable for any results
    therefrom.
  15. In case that the Member accesses the Service
    in the area where WiFi Service is not available, and data rate occurs
    thereby, the user may not request the indemnification from such charges to
    the Company.

Article 19(Termination of
Service)

  1. The Company may terminate the Service by
    notifying the Member within thirty (30) days from the contemplated
    termination date.
  2. Upon termination of Service, the Company will
    not make any compensation to the Member.

Article 20(Indemnification)

  1. In case that any damages occur to the Company
    due to the breach of these Terms and Condition by the Member, the
    breaching Member shall compensate the Company for all damages.
  2. In case that the Member breaches any
    provisions hereof in using the Service or that any third person claims for
    damages to the Company due to the illegal act of the Member, the concerned
    Member shall hold harmless and indemnify the Company from and against all
    damages on its own responsibility and at its own cost.

Article 21(International User)

Any Member who uses the Service
in or outside of the Republic of Korea shall agree that his/her personal
information may be saved to the server located in the country other than where
the Member is located pursuant to the agreement related to servers including
internet data center (IDC) used by the Company, or transmitted among the
countries.

Article 22(Governing Law and
Jurisdiction)

  1. Construction of these Terms and Conditions
    and any matters otherwise not defined herein shall be governed by the laws
    of the Republic of Korea.
  2. Any actions caused by the disputes between
    the Company and the Member shall be brought to the Seoul Central District
    Court as a court having exclusive jurisdiction.
  3. These Terms and Conditions are prepared in
    Korean language, and if these Terms and Conditions are translated into
    other languages including English, the Korean version will prevail.

Addendum

This Privacy Policy was enacted on June 15, 2015.